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Tax Considerations >Tax Reform

Owning a home still offers significant tax benefits. If you are renting, it may be a good time to sit down with a professional real estate agent to see how much you can save each year by owning your own home.

You save in two ways when you purchase a home. Even though most interest deductions have been phased out, home mortgage interest and state and local property taxes can be deducted. The interest on a home equity loan may also be deductible.

Your real estate agent can show you how these savings will apply in your situation. You may be pleasantly surprised when you compare the tax savings you will receive as a result of owning your home, and you will build up equity as your home appreciates in value! Also, first-time buyers will see expanded rules for Individual Retirement Accounts (IRA) and 401(k) plans, allowing penalty-free withdrawals to purchase a home in the Taxpayer Relief Act passed in August, 1997. Consult your tax advisor for your particular circumstance.

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Q	What criteria determines the hottest real estate markets?
A	Job/personal income growth; population/household growth; housing affordability/appreciation; and current inventory of homes for sale.
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Pat and Ron Murray, REALTOR®, real estate agents and broker for Palos Verdes, Redondo Beach and Torrance California home listings, property and land for sale - NUMBER1EXPERT(tm)

Pat and Ron Murray
RE/MAX Palos Verdes
Palos Verdes Estates, CA. 90274
Phone: 310-378-2240
Fax: 310-373-3427
Email: Ron@PVsold.com
Pat and Ron Murray are your NUMBER1EXPERTS for the Palos Verdes Peninsula and South Bay real estate. With over 12 years of experience they have a proven track record and consistently exceed their clients' expectations. They work as a team with a buyer specialist and licensed assistants. This allows them to spend more time with you, the client! The latest technological tools assist them in preparing professional and quick and accurate information for you.

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NUMBER1EXPERTS™ in real estate for Palos Verdes, Redondo Beach and Torrance, California

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