Palos Verdes, Redondo Beach and Torrance real estate and homes for sale in California - Pat and Ron Murray, REALTORS® Pat and Ron Murray REALTORS(r) for Palos Verdes, Redondo Beach and Torrance, California real estate - NUMBER1EXPERTS™ Pat and Ron Murray NUMBER1EXPERTS(tm) for Palos Verdes, Redondo Beach and Torrance, California real estate
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Pat and Ron Murray, REALTORŪ, real estate agents and broker for Palos Verdes, Redondo Beach and Torrance California home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why we are top real estate experts. Call us: 310-378-2240.



Alan Crooks,
Buyer Specialist

(310) 378-2240 Extension 2


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Real Estate - Homes - NUMBER1EXPERTS Sell More!
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Mortgage Prequalification: Palos Verdes, Redondo Beach and Torrance California home buying, real estate listings, and homes for sale in Los Angeles County, CA
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Palos Verdes, Redondo Beach and Torrance REALTORSŪ to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
Financing Your Home >Financing Clauses

Residential sales agreements usually have clauses referred to as financing contingencies which allow the buyers to declare the contract null and void if they are unable to obtain financing. This may be the most important condition in your contract if you are buying a home, so read the contract carefully before you sign it.

Most financing clauses set a time limit of from 30 to 45 days for obtaining a firm commitment from a lender. They may set deadlines for applying for a loan, and require the buyer's full cooperation in obtaining all the information needed to process your loan. If the loan is not approved by the deadline, it may be necessary to request an extension from the sellers or take specific steps to void the contract and get your deposit money back. Be sure to note all of the financing deadlines in the contract, apply for your loan as soon as possible, and be diligent about providing the lender with any documents that are requested.

See All Tips In The "Financing Your Home" Category >
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Real Estate Trivia
Q 
During what great land boom (1919) did investors pay up to $25,000 for lots that had not yet been dredged up from the ocean?

A 
The Florida Land Boom--Carl Fisher founded Miami Beach that year and brought hundreds of investors to the state.
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Pat and Ron Murray, REALTORŪ, real estate agents and broker for Palos Verdes, Redondo Beach and Torrance California home listings, property and land for sale - NUMBER1EXPERT(tm)

Pat and Ron Murray
RE/MAX Palos Verdes

Palos Verdes Estates, CA. 90274
Phone: 310-378-2240
Fax: 310-373-3427
Email: Ron@PVsold.com

Pat and Ron Murray are your NUMBER1EXPERTS for the Palos Verdes Peninsula and South Bay real estate. With over 12 years of experience they have a proven track record and consistently exceed their clients' expectations. They work as a team with a buyer specialist and licensed assistants. This allows them to spend more time with you, the client! The latest technological tools assist them in preparing professional and quick and accurate information for you.

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